Paypal Credit
PayPal Credit is like a credit card without the plastic. It's a credit limit attached to your PayPal account that you can use for your online purchases.
PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments. The first payment is due at the time of purchase, and subsequent payments are due every month on the same date.
What Credit Offers Are Available?
Pay In 3
Buying new equipment is even easier with PayPal Pay in 3. Make your first payment at the time of purchase, and then make two more equal payments on the same date each month. Split your purchases of between £30 and £2,000 into 3 interest-free payments without late fees.
Keeping track of your payments is easy, too. You can effortlessly manage your plans and payments in the PayPal app or online.
How to use Pay In 3:
1. Choose PayPal at checkout to pay later with Pay in 3.
2. Apply for Pay in 3 and get a decision instantly.
3. Make 1st payment (Remaining payments are taken automatically).
For more information on PayPal Pay in 3, please visit PayPal's FAQ page.
0% For 4 Months Offer
A 0% interest offer you can use again and again: PayPal Credit's 0% interest offer is better than just an introductory offer. Every time you spend £99 or more, you will automatically get 0% interest for 4 months on that purchase.*
Plus, you can spread the cost of purchases under £99 at the standard variable rate of interest, currently 23.9% p.a.
* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 23.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.
For more information on PayPal Credit, visit PayPal Credit's FAQ page.
Instalments with PayPal Credit Offer
If your basket is eligible, a selection of 0% instalment offers will be displayed enabling you to spread the cost of your purchase across a number of monthly payments.
With instalment offers from PayPal Credit you get:
1. Regular monthly payments - you pay the same amount each month to help you plan better
2. A credit limit linked with your PayPal account that makes it easier to buy everything you need
The following instalments are offered at 0% APR:
- 6 and 12 months: minimum spend of £99.00
- 18 and 24 months: minimum spend £199.00
- 36 months: minimum spend £750.00
- 48 months: minimum spend £999.00
For more information on PayPal Credit, visit PayPal Credit's FAQ page.
PayPal Pay In 3 FAQ's
Applying for PayPal Credit is easy. For PayPal 0% for 4 months Offer, just click on the PayPal Credit button on our checkout page. Simply complete the short application form and, if approved and once you accept the Credit Agreement, you'll have a credit limit linked to your PayPal account almost straight away.
For PayPal Instalments, just click on Pay By Finance on our checkout page. A selection of instalment offers will be displayed, enabling you to calculate spreading the cost of your purchase across several payments. Click on the PayPal Credit button within the calculator.
The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you'll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.
For PayPal Instalments, just click on Pay By Finance on our checkout page. A selection of instalment offers will be displayed, enabling you to calculate spreading the cost of your purchase across several payments. Click on the PayPal Credit button within the calculator.
The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you'll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.
For PayPal Credit to show as a payment option, you will need to ensure that the items in your basket are eligible for PayPal Credit and that you have a minimum spend of £99 within your basket.
We do not offer PayPal Credit on our Pre-Owned collection. Interest Free Credit cannot be used in conjunction with any discount, promotional codes or cashback websites unless specified otherwise.
We do not offer PayPal Credit on our Pre-Owned collection. Interest Free Credit cannot be used in conjunction with any discount, promotional codes or cashback websites unless specified otherwise.
The Representative Example below shows the typical costs of using a PayPal Credit limit, not including instalments or other offers.
Representative Example:
- Purchase rate 23.9% p.a. (variable)
- Representative 23.9% APR (variable)
- Assumed Credit Limit £1,200
For more information, visit PayPal Credit's FAQ page.
Representative Example:
- Purchase rate 23.9% p.a. (variable)
- Representative 23.9% APR (variable)
- Assumed Credit Limit £1,200
For more information, visit PayPal Credit's FAQ page.